Home Loans
Home Loans That Work for You
Fixed-rate mortgages, ARMs, home equity, and refinancing. Get pre-qualified online in minutes with no impact to your credit score.
Loan Options
The Right Mortgage for Your Goals
Set interest rate for the life of the loan. Most popular choice for buyers who want payment stability. Available in 30-year, 20-year, 15-year, 10-year terms.
See Today's RatesLower initial rate that adjusts periodically after the initial fixed period. Available in 5/6, 7/6, and 10/6 ARM options.
See Today's RatesFor loan amounts above conventional loan limits. Competitive rates for luxury and high-cost markets.
Learn MoreDown payment as low as 3%. Designed for low- to moderate-income borrowers. No PMI required.
Learn MoreGovernment-backed loans with more flexible qualification guidelines. Down payment as low as 3.5%.
Learn MoreFor eligible veterans, active-duty service members, and surviving spouses. $0 down payment option.
Learn MoreLower your monthly payment, reduce your loan term, or access home equity with a cash-out refinance. Our specialists find the best option for you.
Start RefinancingToday's Mortgage Rates
Current Rates — April 2026
Rates shown are sample rates. Your actual rate depends on credit score, loan amount, and other factors.
| Loan Type | Term | Interest Rate | APR | Points | |
|---|---|---|---|---|---|
| 30-Year Fixed | 30 years | 6.875% | 6.971% | — | Apply → |
| 20-Year Fixed | 20 years | 6.625% | 6.734% | — | Apply → |
| 15-Year Fixed | 15 years | 6.125% | 6.276% | — | Apply → |
| 5/6 ARM | 30 years | 6.500% | 7.256% | — | Apply → |
Rates are subject to change. Based on $200,000 loan, 20% down, excellent credit. Equal Housing Lender.
Mortgage Calculator
Estimate Your Monthly Payment
See an estimate of your monthly mortgage payment based on today's rates and your purchase price.
Estimated Monthly Payment
Principal & Interest
Estimate only. Does not include taxes, insurance, or PMI.
The Process
How to Get Your Mortgage
Ready to Buy or Refinance?
Get pre-qualified online in minutes or speak with a home loan specialist. Call 866.466.0979 — Mon–Fri 8 a.m.–10 p.m. ET; Sat 8 a.m.–6:30 p.m. ET.