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Small Business

Business Banking Built for Growth

$0 monthly fee for the first 12 months with Business Advantage Fundamentals™ Banking. Powerful digital tools to manage your business.

Business Checking Accounts

Manage your business finances with accounts built for everyday banking, cash flow management, and growth.

Business Advantage Fundamentals™ Banking
$0 first 12 mo
Then $16/month — fee waivable
Fee waiver: $5,000 avg monthly balance OR $250+ on eligible FCB credit cards
200 transactions/month included
Business debit Mastercard®
Online & mobile banking with Business Bill Pay
Zelle for Business® included
Open Account
Business Advantage 360
Digital
Online banking dashboard
Comprehensive online banking for small businesses
Cash Flow Monitor — track, forecast, and manage cash flow
Connected Apps — integrate with QuickBooks, Freshbooks & more
Zelle for Business — fast, secure business payments
Free Business Credit Scores monitoring tool
Learn More

Everything Your Business Needs

Business Financing

Unsecured Business Line of Credit ($10,000–$100,000), Secured Line of Credit, SBA Loans, Commercial Real Estate Loans, Equipment Loans, and Auto Loans for business vehicles.

Business Credit Cards

Business Cash Rewards and Travel Rewards cards. Earn rewards on everyday business purchases with no annual fee options and competitive cash-back categories.

Merchant Services

Payment processing for any size business. Accept credit and debit cards in-store, online, or on-the-go with fast deposits and detailed reporting.

Business Credit Scores

Free business credit score monitoring tool. Track your business credit health and get insights to help you qualify for financing and better terms.

Payroll Services

Simplify payroll with integrated payroll processing, direct deposit, and tax filings. Workplace Benefits including 401(k) and SEP IRA also available.

Cash Flow Monitor

Track, forecast, and manage business cash flow in one dashboard. Set alerts, connect QuickBooks, Freshbooks, and other accounting apps through Connected Apps.

Open a Business Account in 4 Steps

1
Choose Your Account
Compare business checking options and select the account that fits your transaction volume and balance.
2
Gather Documents
You'll need: EIN, business formation documents (LLC/Corp), owner's personal ID, and ownership information.
3
Apply Online or In Person
Complete the online application or visit a financial center with a business banking specialist.
4
Fund & Start Banking
Make your initial deposit and set up online banking, bill pay, and employee access controls.

Grow Your Business with Federal Crown Bank

Dedicated small business specialists are here to help you find the right financial solutions.