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Save & Grow

Savings Made Simple and Rewarding

Open a savings account in minutes and start growing your money today with competitive rates and FDIC insurance.

Find the Right Way to Save

Federal Crown Bank Advantage Savings
0.01%
APY — Standard rate (rates vary by location)
$8/mo fee waived: $500+ min. daily balance, OR linked eligible FCB checking, OR Preferred Rewards, OR aged 24 or under
Preferred Rewards rate booster: up to 0.04% APY for higher tiers
Automatic savings rules & round-up
Set savings goals and track progress
Instant transfers between accounts
Open Account
Money Market Savings Account
Tiered
Earn more with tiered interest rates
Tiered interest rates — higher balance earns more
Check writing and debit card access
Same fee waiver conditions as Advantage Savings
Linked to checking for overdraft protection
FDIC insured up to $250,000
Open Account

CD Rates — Updated April 2026

Product Term Minimum Deposit APY
Standard CD 3 months $1,000 0.03% Open Now →
Standard CD 6 months $1,000 0.05% Open Now →
Standard CD 12 months $1,000 0.10% Open Now →
Standard CD 24 months $1,000 0.10% Open Now →
Standard CD 60 months $1,000 0.10% Open Now →
Advantage Savings N/A $25 0.01% Open Now →

APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. FDIC insured up to $250,000 per depositor.

IRA CDs & IRA Savings — Save for Retirement with Tax Advantages

Use a tax-advantaged IRA CD or IRA Savings account to grow your retirement savings. Available as Traditional IRA, Roth IRA, or Rollover IRA.

Traditional IRA

Contributions may be tax-deductible. Pay taxes when you withdraw in retirement. Best for those who expect to be in a lower tax bracket in retirement.

Roth IRA

Contribute after-tax dollars. Qualified withdrawals in retirement are tax-free. Best for those who expect to be in a higher tax bracket in retirement.

IRA CDs & Rollover IRA

IRA CDs available in 3-month to 10-year terms. Roll over a 401(k) into a Rollover IRA. Combine the stability of a CD with IRA tax advantages — no market risk for conservative retirement savers.

Start Growing Your Savings Today

Open a savings account or CD online in minutes. FDIC insured and always secure.